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About

Welcome to First Bank & Trust

It is always exciting to introduce something new to our customers.

Baylor Bancshares, Inc., our parent company, has decided to merge all of its subsidiary banks into First Bank & Trust giving our customers eight (8) different locations to transact their business. This allows us to face the costly burdens of additional federal regulations more readily.

It takes a lot of work to build an enduring relationship with a customer, but we appreciate the opportunity. In the last 125 years, First Bank & Trust has cultivated lasting relationships with businesses and individuals in the communities we serve.

We appreciate your loyalty and will continue to prove ourselves as a trusted financial resource and community partner.

Thank you for your business.

Darrell W. Adams
President & CEO


Established in 1890, First Bank & Trust is headquartered at 201 N. Washington, Seymour, Texas with seven (7) branches located in Laguna Park, Matador, Memphis, Princeton, Turkey, White Deer and Whitney.

Our goal is to meet the financial needs in these markets by providing quality financial products and services. Our financial products and services include competitive loan and deposit interest rates, direct deposit, debit cards, telephone banking, internet banking and more. Our employees and their families are involved in churches, schools and many other community activities. We feel that community involvement and leadership is important to the success of each communities economy.

If we can be of any assistance to you, please contact us in person at any of our eight (8) locations or by telephone at 940-889-3113 in Seymour.

First Bank & Trust is a wholly owned subsidiary of Baylor Bancshares, Inc. headquartered in Seymour, Baylor County, Texas. Baylor Bancshares, Inc. is the holding company for First Bank & Trust and Baylor Mortgage Company, Inc.